Electric Loan Officer

October Events in Phoenix 2016

The fall is finally upon us! The nights are coming quicker & we only have a couple triple digit temperatures remaining. Besides the beautiful 70-80 degree temperatures, there are great concerts and festivals that you will want to make sure to check out. Below is a list of events that I suggest you attend:

Oktoberfest Events

Tempe Town Lake Oktoberfest


One of Arizona’s biggest Oktoberfest celebrations takes place in Tempe Town Lake! The festivities start October 7th and conclude on October 9th. You will be able to find a carnival, dachshund runs, beer and wine gardens, live music, and amusements for the kids. Admission is free, you will just want to make sure you have your ID and cash ready so that you can buy tickets to redeem your Pumpkin Ales!

San Tan Oktoberfest in Chandler Arizona


This event takes place October 1st and will be the ninth annual Oktoberfest for San tan Brewing located in Downtown Chandler. The event starts at 3 PM and ends at 11 PM. Admission is $12 (kids 12 and under are free). The event includes keg rolling, tricycle races, keg contests, beer pong, eating contests and more!

There are several other events taking place around the valley such as Scottsdale, Flagstaff, Tucson & more. Make sure to search your local city if these are too far for you to attend.

Fall Concerts in Arizona Are a Must


Perfect temperatures and live music, need I say more? There are just too many concerts taking place to name here. To see a full list feel free to visit http://www.phoenixconcerts.net/. There you will see a list of every event taking place in the State.

Halloween Attractions

The 13th Floor Haunted House


If you plan on going to haunted houses you will want to make sure to check out the 13th Floor Attraction. It’s been featured on the Travel Channel, Fox News, and MTV. It’s claimed to be Arizona’s most popular haunted house with over 60,000 square feet of horror that includes 2 haunted houses in 1 location. To learn more you can visit their website at http://13thflooraz.com/.

Fear Farm


This even offers something for everyone. It includes 5 haunted houses, Phoenix’s largest corn maze, and a haunted hay ride! Fear Farm was voted the best haunted house in 2015. You can learn more information about this event by visiting their website at http://fearfarm.com/.

Hiking Season is Here

Outside of all the great events taking place one of Arizona’s greatest assets is all of it’s hiking trails. No matter where you are located in the Valley, nature isn’t far. Some of the best locations to escape include:

Phoenix Sonoran Preserve


This location has clear trails and well-marked tracks. Due to the higher elevation, it receives more rain than other trails making it more colorful than some other hiking areas. It’s also a great spot for mountain bikers.

Pinnacle Peak


A beautiful trail located in Scottsdale, you can catch great views of the creosote plants, cholla cactus & the local wildlife. Certain locations also include rock climbing & star gazing. This is a moderate hike and has a number of ups and downs throughout its 1.75-mile trail.

Tom’s Thumb


This is a gorgeous 3.7-mile trail with plenty of vegetation and provides breathtaking views of Phoenix and Four Peaks. If you take on this hike make sure to check out the natural cave called Ogre’s Den, which features beautiful art and trinkets.

This article could really be a few thousand words long. There is just so much to do in this beautiful state now that Winter is around the corner. Do you have other hot spots or events that you would like to add to this list? Please feel free to leave a comment below. 🙂

Pathway To Purchase Program

This down payment assistance program offers home buyers up to 10% of the loan amount up to a max of $20,000 towards a down payment. This can also be used towards closing costs in Arizona. It’s important to note that income and debt ratio limitations apply. This program is available for first-time home buyers & anyone who meets the minimum FICO score requirements. The maximum purchase price for this program is $371,936.

Existing homes, townhouses, and condos qualify for loan financing. New builds do not qualify for this program.

Home Buyer Qualifications:

Buyers must have a fico score of at least 640 and a debt-to-income ratio of 45%. All buyers must also attend a homebuyer education course, obtain a certificate of completion, and receive a home inspection.

Need an experienced loan officer in Phoenix Arizona? Let The Justin Haines Team get you pre-qualified in as little as 24 hours! They are experts when it comes to the programs being offered in Arizona & can get you into your dream home with their stress-free process. Click the link below & fill out the short form on their website to get started.