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Pathway To Purchase Program

This down payment assistance program offers home buyers up to 10% of the loan amount up to a max of $20,000 towards a down payment. This can also be used towards closing costs in Arizona. It’s important to note that income and debt ratio limitations apply. This program is available for first-time home buyers & anyone who meets the minimum FICO score requirements. The maximum purchase price for this program is $371,936.

Existing homes, townhouses, and condos qualify for loan financing. New builds do not qualify for this program.

Home Buyer Qualifications:

Buyers must have a fico score of at least 640 and a debt-to-income ratio of 45%. All buyers must also attend a homebuyer education course, obtain a certificate of completion, and receive a home inspection.

Need an experienced loan officer in Phoenix Arizona? Let The Justin Haines Team get you pre-qualified in as little as 24 hours! They are experts when it comes to the programs being offered in Arizona & can get you into your dream home with their stress-free process. Click the link below & fill out the short form on their website to get started.


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Justin Haines